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Michael Lachner

Michael LachnerMichael LachnerMichael Lachner

"I have never known a wise man who didn’t read all the time”

(Charlie Munger)

Mental models - Notes to Self

A personal collection of mental models extracted from books, experience and reflection.


It's about Decision Making, Wealth & Leverage, Business & Sales, Psychology & Bias, Science, Systems & First Principles, Stoicism & Inner Game and Life, Family & Character.


These notes are not advice. 

They are reminders.

First for myself.

If useful for others, that's leverage.

Mental Model 1: Reality is governed by laws


Category: 

Science, Systems & First Principles


Core Idea: 

Reality follows mathematical and physical laws. 

Business, markets, and human behavior are no exception.


My Understanding:

Through physics, mathematics, and systems thinking, I learned that outcomes are not random opinions - they are consequences of constraints, incentives, probabilities, and time.


How I apply it in business:


XYX


Business failure mode:


XYX


How I apply it in trading:


XYX


Trading failure mode:


XYX


How I apply it in life:


XYX


Life failure mode:


XYX


I have to live in harmony and in respect to the nature and all matters, because everything is made out of the same things, out of Atoms. 


In entrepreneurship I respect constraints (regulation, capital, incentives, timing).


I design trading systems that work even when I don’t fully understand outcomes.


I design trading systems with stringent performance and risk corridors to manage the uncertainties.


In life I focus on what I can influence, not on controlling others


In life I stop demanding perfect explanations for human behaviors.


Life is like a game I have to play, where I don't know or understand all the rules.


When faced with complex problems, I reduce them to their basics in order to understand them and be able to act.


I use valid laws that are old and I eat food that is fresh (Lindy effect).


I need to be brave and try things out to become successful.


I need to combine philosophy and science to find a path for myself.


I have to be humble and to learn daily.


I accept, that only the time will show the result.


Failure Mode:


This model fails when I mistake simplified models for reality or ignore human emotion and irrationality.


Sources:

Six Easy Pieces by Richard Feynman: Chapter 1, 2 and 4

Skin in the Game by Nassim Nicholas Taleb: 

Surely You're Joking by Richard Feynman: Stories about Self-deception, scientific truth, Cargo Cull Science

The Beginning of Infinity by David Deutsch: Chapter 1-3, 7 and 12

Gödel, Escher, Bach by Hofstadter: Self reference, formal systems, Limits of logic and provability

Antifragile by Nassim Nicholas Taleb: Book I, Book II, Via Negativa

Think, Fast and Slow by Daniel Kahnemann: System 1 vs System 2, Biases, Illusion of Understanding

Naked Economics by Charles Wheelan: Incentives matter, Supply & Demand, Externalities

Naked Statistics by Charles Wheelan: Correlation vs causation, Regression to the mean, expected value


Copyright © 2018-2026 Michael Lachner – Alle Rechte vorbehalten.


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